Money management problem?please help?

I have this bad habit that I can not save money or i'd better say manage or handle my money properly. I get ripped off often....when I write down my expenses I lose a lot of money because people easily can charge me for the same service that for example somewhere else charge a lot less. I tell you example....the phone company charged me 180$ just because I cancelled my postpaid mobile bill to prepaid when I realised that is just a way they can take money from your account for no reason. I went to a skin clinic for Laser hair removal and then during consultation they offered me a lightening cream that they just sell as the sole company and said I have to use it because otherwise after laser I will have darkening of my skin so they charged me 200$ just for two creams..a sunscreen crean and a lightening cream ....I bought a book and and dvd for my child for 10$ and when I came home and watched the DVD it was just for 5 minutes and of no use...absolutely waste of money...and so on...

Money management problem?please help?
Start paying for everything in cash.


It hurts more when you pass the money.


You'll wise up then...:)
Reply:You need to pay attention. General rule: When something seems like a good idea, dissect it to find out why it isn't. Maybe learn to say "no" once in a while. Put yourself on a budget. You know you have a problem, it's on you to fix it.